:root{--navy:#0c233a;--blue:#154f72;--ink:#182d3d;--muted:#526777;--line:#d5e1e5;--paper:#f7f9f9;--aqua:#cde7e8;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,'Helvetica Neue',sans-serif;font-size:16px;line-height:1.65}a{color:inherit}button,a{outline-offset:3px}.wrap{max-width:1160px;margin:auto;padding:0 28px}.top{background:var(--navy);color:#fff}.top .wrap{display:flex;align-items:center;justify-content:space-between;min-height:78px;gap:20px}.brand{text-decoration:none;font-size:1.42rem;font-weight:800;letter-spacing:-.04em;white-space:nowrap}.brand span{color:#a4dddf}.nav{display:flex;align-items:center;gap:23px;flex-wrap:wrap}.nav a{text-decoration:none;font-size:.91rem}.nav a:hover{text-decoration:underline}.nav .navcta{border:1px solid #b5e1e4;border-radius:4px;padding:9px 14px;color:#cdeff0}.eyebrow{font-size:.78rem;letter-spacing:.15em;text-transform:uppercase;font-weight:700;color:#4d838f}.hero{background:var(--navy);color:white;position:relative;overflow:hidden}.hero .wrap{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(250px,.8fr);gap:50px;align-items:center;min-height:500px;padding-top:65px;padding-bottom:75px}.hero h1,.pagehead h1{font-family:Georgia,serif;font-size:clamp(2.45rem,5vw,4.3rem);line-height:1.13;letter-spacing:-.035em;font-weight:400;margin:.38em 0}.hero p{color:#d4e2e8;font-size:1.12rem;max-width:650px}.hero .eyebrow{color:#9ddadd}.hero-art{min-height:325px;border:1px solid rgba(177,219,224,.4);padding:26px;display:flex;flex-direction:column;justify-content:space-between;background:linear-gradient(145deg,rgba(42,100,128,.34),rgba(9,29,50,.42))}.hero-art .mark{font-family:Georgia,serif;font-size:6rem;color:#abdfe2;line-height:1}.hero-art p{font-family:Georgia,serif;font-size:1.7rem;line-height:1.35;color:#f4fafb;margin:0}.btn{display:inline-block;text-decoration:none;background:#b9e4e5;color:#103246;border:1px solid #b9e4e5;border-radius:4px;padding:12px 19px;font-weight:700;margin:12px 12px 0 0}.btn:hover{background:white}.btn.secondary{background:transparent;color:inherit;border-color:#8eabb9}.btn.secondary:hover{background:#24435a}.section{padding:70px 0}.section.alt{background:white}.section h2{font-family:Georgia,serif;font-size:clamp(1.9rem,3vw,2.6rem);font-weight:400;line-height:1.2;margin:0 0 20px}.lead{max-width:760px;color:var(--muted);font-size:1.08rem}.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:30px}.card{display:block;text-decoration:none;background:white;border:1px solid var(--line);padding:26px;min-height:220px;transition:transform .15s,border-color .15s}.card:hover{transform:translateY(-3px);border-color:var(--blue)}.card b{display:block;font-family:Georgia,serif;font-size:1.48rem;font-weight:400;margin:11px 0}.card p{margin:0;color:var(--muted)}.card .num{font-size:.76rem;color:#427c89;letter-spacing:.13em}.card .more{color:#185d7c;font-weight:700;font-size:.9rem;margin-top:25px;display:block}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:30px}.step{border-top:2px solid #236784;padding-top:19px}.step strong{display:block;margin-bottom:9px}.step p{color:var(--muted);margin:0}.pagehead{background:var(--navy);color:white;padding:72px 0 75px}.pagehead .eyebrow{color:#9ddadd}.pagehead p{max-width:790px;color:#d4e2e8;font-size:1.12rem}.bodygrid{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(270px,.6fr);gap:60px}.bodygrid h2{font-family:Georgia,serif;font-size:1.8rem;font-weight:400;line-height:1.2;margin:0 0 16px}.bodygrid h3{font-size:1.08rem;margin-top:28px}.bodygrid p,.bodygrid li{color:#405463}.bodygrid li{margin:10px 0}.aside{background:#e9f3f3;border-top:4px solid #2c7589;padding:24px;height:fit-content}.aside h2{font-size:1.45rem}.note{font-size:.9rem;color:var(--muted)}.cta{background:#16435e;color:white;padding:45px 0}.cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px}.cta h2{font-family:Georgia,serif;font-size:2rem;font-weight:400;margin:0}.cta p{color:#d6e7eb;margin:6px 0}.footer{background:#091d30;color:#d2dfe5;padding:42px 0;font-size:.9rem}.footer .wrap{display:flex;justify-content:space-between;gap:28px;flex-wrap:wrap}.footer a{margin-right:17px}.smallprint{max-width:700px;color:#b6cbd3}.listlinks{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:20px}.listlinks a{padding:20px;background:white;border:1px solid var(--line);text-decoration:none;color:#17516e;font-weight:700}.listlinks a:hover{text-decoration:underline}@media(max-width:760px){.top .wrap{display:block;padding-top:16px;padding-bottom:14px}.nav{gap:13px;margin-top:10px}.nav a{font-size:.84rem}.nav .navcta{padding:5px 8px}.hero .wrap{grid-template-columns:1fr;min-height:auto;padding-top:48px;padding-bottom:58px;gap:25px}.hero-art{min-height:190px}.hero-art .mark{font-size:3.6rem}.hero-art p{font-size:1.4rem}.section{padding:52px 0}.grid,.steps,.bodygrid,.listlinks{grid-template-columns:1fr}.cta .wrap{display:block}.pagehead{padding:48px 0}.wrap{padding:0 20px}}

.faq{max-width:850px;margin-top:25px}.faq details{border-top:1px solid var(--line);padding:17px 0}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:700;color:var(--navy);font-size:1.05rem}.faq p{color:var(--muted);margin:12px 0 0}

/* LegalCheck visual refresh */
:root{--navy:#0b2250;--blue:#1a478f;--ink:#142746;--muted:#52647b;--line:#dbe3ed;--paper:#f5f7fb;--yellow:#f8dc62}
body{background:var(--paper);color:var(--ink)}
.top{background:#fff;color:var(--navy);box-shadow:0 1px 0 #e6eaf0;position:relative;z-index:2}
.top .wrap{min-height:88px}
.brand{display:inline-flex;align-items:center;gap:10px;font-size:1.5rem;letter-spacing:-.055em}
.brand img{border-radius:8px;flex:none}
.brand span{color:#367d94}
.nav{gap:27px}
.nav a{font-weight:600;color:#2b3d58}
.nav a:hover{color:#1b56a4}
.nav .navcta{background:var(--yellow);border:1px solid var(--yellow);color:#12264d;border-radius:7px;padding:10px 18px;box-shadow:0 4px 0 #dbbd3b}
.nav .navcta:hover{background:#ffe87f;text-decoration:none}
.hero,.pagehead{background:radial-gradient(circle at 89% 8%,rgba(70,129,206,.25),transparent 34%),linear-gradient(135deg,#0a2254,#174584);color:white}
.hero .wrap{grid-template-columns:minmax(0,1.04fr) minmax(320px,.76fr);gap:66px;min-height:610px;padding-top:80px;padding-bottom:90px}
.hero h1,.pagehead h1{font-family:Georgia,serif;font-weight:400;letter-spacing:-.04em}
.hero h1{font-size:clamp(2.7rem,5.1vw,4.7rem);max-width:720px}
.hero p{color:#dce8f7;line-height:1.7}
.hero .eyebrow,.pagehead .eyebrow{color:#a8dce8}
.btn{background:var(--yellow);border-color:var(--yellow);color:#132348;border-radius:7px;padding:12px 22px;box-shadow:0 4px 0 #dbbd3b;transition:transform .16s,background .16s}
.btn:hover{background:#ffe980;transform:translateY(-2px)}
.btn.secondary{color:#fff;border-color:rgba(255,255,255,.66);box-shadow:none}
.btn.secondary:hover{background:rgba(255,255,255,.13)}
.hero-panel{background:#fff;color:var(--navy);border-radius:17px;padding:36px;box-shadow:0 30px 60px rgba(3,18,51,.22);position:relative}
.hero-panel:before{content:"";position:absolute;top:-15px;right:24px;width:105px;height:15px;background:var(--yellow);border-radius:5px 5px 0 0}
.panel-kicker{color:#42758c;font-size:.76rem;letter-spacing:.18em;font-weight:800;text-transform:uppercase}
.hero-panel h2{font-family:Georgia,serif;font-size:clamp(1.7rem,2.4vw,2.3rem);line-height:1.22;font-weight:400;margin:19px 0 29px}
.panel-list{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.panel-list span{padding:12px 13px;background:#f0f5fb;border:1px solid #e0e8f1;border-radius:7px;font-size:.9rem;font-weight:700;line-height:1.35}
.panel-foot{border-top:1px solid var(--line);margin-top:29px;padding-top:20px;color:#536982;font-size:.88rem;font-weight:700}
.section{padding:85px 0}
.section.alt{background:#fff}
.section h2{font-size:clamp(2rem,3.4vw,3rem);color:var(--navy)}
.eyebrow{color:#377592}
.grid{gap:22px;margin-top:34px}
.card{border:1px solid #e2e8f0;border-radius:12px;box-shadow:0 12px 35px rgba(19,45,86,.05);padding:30px;min-height:210px}
.card:hover{border-color:#81afd1;box-shadow:0 20px 42px rgba(19,45,86,.12)}
.card b{color:var(--navy);font-size:1.55rem}
.card .num{color:#2e7792;font-weight:800}
.card .more,.team-link{color:#19569b}
.steps{gap:18px}
.step{background:#fff;border:1px solid var(--line);border-top:5px solid #387cb0;border-radius:10px;padding:25px;box-shadow:0 10px 25px rgba(20,47,85,.04)}
.step strong{color:var(--navy);font-size:1.08rem}
.pagehead{padding:79px 0 82px}
.pagehead p{color:#dce8f7}
.aside{background:#eaf1fb;border-top:5px solid #2f72a9;border-radius:10px}
.cta{background:linear-gradient(110deg,#102b62,#17427f);padding:54px 0}
.cta h2{color:#fff}
.footer{background:#091b3e}
.listlinks a{border-radius:10px;box-shadow:0 8px 24px rgba(20,47,85,.04)}
.team-card{padding:0;overflow:hidden;display:grid;grid-template-columns:185px 1fr;min-height:240px}
.team-card>img{width:100%;height:100%;min-height:240px;object-fit:cover;object-position:50% 13%;background:#fff}
.team-info{padding:25px;align-self:center}
.team-info b{line-height:1.18}
.team-link{display:inline-block;margin-top:19px;text-decoration:none;font-weight:700;font-size:.9rem}
.team-link:hover{text-decoration:underline}
.bio-card{grid-column:1/-1;min-height:0;display:grid;grid-template-columns:minmax(220px,.36fr) minmax(0,1fr);gap:34px;padding:0;overflow:hidden;align-items:stretch}
.bio-photo{width:100%;height:100%;max-height:540px;min-height:400px;object-fit:cover;object-position:50% 10%;background:#fff}
.bio-copy{padding:36px 38px 36px 0;align-self:center}
.bio-copy b{font-size:2rem;line-height:1.2;margin-bottom:20px}
.bio-copy p{margin:0 0 15px;line-height:1.7}
.lutfi-card{grid-column:1/-1;min-height:0;background:#eaf1fb}
@media(max-width:920px){.hero .wrap{gap:28px}.team-card{grid-template-columns:150px 1fr}.nav{gap:15px}}
@media(max-width:760px){.top .wrap{min-height:0}.brand{font-size:1.34rem}.brand img{width:32px;height:32px}.nav{gap:10px 17px}.nav .navcta{padding:7px 11px}.hero .wrap{grid-template-columns:1fr;padding-top:56px;padding-bottom:66px}.hero-panel{padding:25px}.section{padding:58px 0}.grid{grid-template-columns:1fr}.bio-card{grid-template-columns:1fr;gap:0}.bio-photo{height:430px;min-height:0;object-position:50% 12%}.bio-copy{padding:26px}.bio-copy b{font-size:1.7rem}.team-card{grid-template-columns:130px 1fr}.team-card>img{min-height:220px}.team-info{padding:18px}.team-info b{font-size:1.28rem}.pagehead{padding:53px 0 58px}}
@media(max-width:420px){.team-card{grid-template-columns:1fr}.team-card>img{height:250px;min-height:0;object-position:50% 13%}.panel-list{grid-template-columns:1fr 1fr}.nav a{font-size:.82rem}}
/* Team portraits and long biographies */
.team-card{min-height:255px}
.team-card>img{object-position:50% 35%}
.bio-card{grid-template-columns:minmax(250px,.38fr) minmax(0,1fr)}
.bio-photo{object-position:50% 30%}
.lutfi-card{background:#fff}
.lutfi-card .bio-photo{object-position:50% 40%}
.lutfi-card .bio-copy p{max-width:68ch}
@media(max-width:760px){.bio-card{grid-template-columns:1fr}.bio-photo{height:390px;object-position:50% 25%}.lutfi-card .bio-photo{object-position:50% 34%}}